Last Updated on August 2, 2026
Money Train Not on GamStop
Money Train is the slot that made Relax Gaming a household name among players who chase big multipliers rather than steady drips. Released in August 2019, it built its reputation on a single idea executed better than almost anyone else had managed: a bonus round that keeps handing you extra spins for as long as you keep landing something useful, stacking modifiers on top of each other until the payout stops making sense.
That reputation hasn’t faded going into 2026, if anything it’s grown, now that Relax Gaming has confirmed the series isn’t finished after all. If you’re after a Wild West heist slot with genuine depth in the bonus round, and you’d rather play it without GamStop’s self-exclusion register in the way, Money Train is available at casinos not on GamStop. We’d still say the same thing we say on every review like this one: self-exclusion is there for a reason, and getting around it deserves real thought first.
Where to play Money Train not on Gamstop
About Money Train
Here’s the technical rundown before we get into how the game actually plays.
| Detail | Info |
|---|---|
| Developer | Relax Gaming |
| Release date | August 2019 |
| Theme | Wild West train heist |
| Reels & rows | 5 reels, 4 rows |
| Paylines | 40, fixed |
| Minimum bet | £0.10 |
| Maximum bet | £50 |
| RTP | 96.20% (up to 98.00% with Bonus Buy) |
| Volatility | Very high |
| Max win | 20,000x stake |
| Free spins | Yes, via the Money Cart Bonus Round |
| Autoplay | Yes |
An RTP of 96.20% is a touch above what you’ll find across most non-GamStop slot libraries, and the Bonus Buy option, where you pay 80x your stake for instant entry into the feature, pushes theoretical return to 98.00%. That’s a meaningful gap, and worth knowing if you’re weighing up whether to grind the base game or pay to skip it.
Money Train in 2026: the Series Isn’t Over After All
Relax Gaming spent 2023 telling everyone that Money Train 4: The Last Stand was exactly that, a full stop on the franchise after four increasingly extreme sequels. In June 2026 the studio reversed course, confirming Money Train 5 for release on 24 September 2026. CEO Martin Stålros acknowledged the pressure of following what he called one of the best slot series ever made, promising a game that’s “bigger, riskier and more unpredictable” than anything that came before it.
It’s a fair promise given the series’ track record. The original capped out at 20,000x, Money Train 2 pushed that to 50,000x, Money Train 3 doubled it again to 100,000x, and Money Train 4 topped out at 150,000x with a sprawling set of 20-plus bonus modifiers. Where Money Train 5 lands on that curve wasn’t confirmed at announcement, but the pattern suggests Relax isn’t bringing the franchise back to play it safe. For players who started with the original, it’s a good moment to revisit it and see how far the format has come.
Money Train Features
Theme and Presentation
The setting is a dusty Wild West outpost with a train rolling through it, populated by a cast of outlaws pulled straight from genre convention: a gunslinger, a debt collector, a TNT expert and the gang’s leader. The look draws obvious comparison to Dead or Alive, another high-volatility western title, though Money Train earns its own identity once the bonus round starts and the whole screen shifts to a different setting entirely.
Symbols and Paytable
Card values from 9 through Ace sit at the bottom of the paytable. Above them are the character symbols, with the gunslinger paying the most for five in a row on the game’s 40 fixed paylines. Stacked wild symbols appear in the base game, often filling entire reels, which is one of the few places outside the bonus round where a genuinely large win is possible.
Bonus Features
Land three bonus scatter symbols on reels one, three and five, and you’re taken into the Money Cart Bonus Round, a separate 20-position grid that plays nothing like the base game. You start with three spins, and the counter resets every time a new symbol lands somewhere on the grid other than the tumbleweed. Special modifier symbols do the heavy lifting here: some add persistent multipliers, some carry cash values that stack, and one, the Widener, opens up an additional reel entirely, meaning a second Widener can expand the grid twice over. It’s this open-ended structure, rather than a fixed number of free spins, that gives Money Train its reputation for runs that snowball well past what the base game ever hints at.
Win Mechanics
Standard payline wins in the base game top out around 800x your stake, which on its own would make Money Train an unremarkable slot. The real ceiling, 20,000x, only exists inside the Money Cart Bonus Round, where modifiers compound rather than simply add together. That gap between base game and bonus round is the whole story of this slot: the reels themselves are almost a formality, a way of buying entry into the feature that actually matters.
RTP and Variance
At 96.20%, Money Train’s baseline RTP sits comfortably above average, and the Bonus Buy option raising that to 98.00% is one of the more generous trade-offs in this category of slot. The very high volatility rating is not an exaggeration. Multiple reviewers describe the base game as genuinely tedious between bonus triggers, and that’s a fair description: this is a slot built entirely around its feature, and the long stretches without it are the cost of admission.
Autoplay and Bonus Buy
Autoplay is available for players happy to let the base game run on its own between bonus rounds. The more relevant option for most players is Bonus Buy, priced at 80x your total stake, which skips the wait and drops you straight into the Money Cart with three spins on the clock. It doesn’t change the range of possible outcomes inside the feature, only how you get there.
Pros and Cons of Money Train
How to Play Money Train
Getting set up takes a couple of minutes once you’ve picked a site. It’s worth checking a few things before you deposit anywhere, GamStop status aside: confirm the operator’s licence, look for published fairness certification on its games, and read the bonus terms properly rather than skimming them.
Watch for three bonus scatters on reels one, three and five to enter the Money Cart.
- Register an account and complete verification if required.
- Log in and open the slots section of the game library.
- Search for “Money Train.”
- Set your stake, from £0.10 up to £50 per spin.
- Press spin, or use Bonus Buy if you’d rather skip straight to the feature.
Play on Mobile
Money Train runs on HTML5, so there’s nothing to install separately. Load your chosen site in a mobile browser, log in, search for the game and tap to play. The Money Cart Bonus Round is easier to follow in landscape mode, given how much is happening across the 20-position grid once modifiers start stacking, so it’s worth rotating your screen before a bonus round rather than during one.
Playing Money Train for Free
Most operators carrying Money Train include a demo mode, and given how volatile the game is, that’s the sensible way to understand the Money Cart Bonus Round before staking real money on it. Demo credits aren’t withdrawable, so if you want a genuine shot at real winnings without depositing first, it’s worth checking no-deposit free spins offers instead, some of which do run on higher-profile titles like this one.
- Log into your account, or open the site as a guest where demo play is available.
- Search for “Money Train.”
- Select demo mode rather than real-money play.
- Set a stake and spin.
Similar Slots to Money Train
If the Money Cart format appeals but you want to try the format in a different setting, a few titles are worth a look. Money Train 2 and Money Train 3 both raise the max win ceiling to 50,000x and 100,000x respectively while keeping the same core mechanic, useful if the original’s 20,000x cap feels conservative once you know what’s coming. Dead or Alive 2 by NetEnt shares the outlaw theme and very high volatility without the expanding-grid bonus round, a more traditional free spins structure by comparison. Temple Tumble by Relax Gaming carries some of the same DNA under the hood, cascading wins instead of a separate bonus grid, for players who like the studio’s style but want a lower barrier to entry. All of these sit within the slots not on GamStop library alongside Money Train itself.Reactoonz by Play’n GO.
FAQ
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Is Money Train high or low volatility?
Very high. The base game pays modestly and infrequently, and almost all of the win potential sits inside the Money Cart Bonus Round, where the payout curve steepens sharply once modifiers start stacking.
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What’s the maximum win on Money Train?
20,000x your stake, reached inside the Money Cart Bonus Round rather than the base game, which caps out around 800x on its own.
How do I trigger the Money Cart Bonus Round? Land three bonus scatter symbols on reels one, three and five at the same time. The round opens on a separate 20-position grid, starting with three spins that reset every time a new symbol lands.
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Is there a Bonus Buy option on Money Train?
Yes. Paying 80x your total stake takes you straight into the Money Cart Bonus Round and raises the theoretical RTP from 96.20% to 98.00%.
Is Money Train 5 confirmed? Yes. Relax Gaming announced Money Train 5 for release on 24 September 2026, reversing its earlier position that Money Train 4 would close out the series permanently.
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Can I play Money Train if I’ve self-excluded through GamStop?
Yes, at casinos not on GamStop, since these sites operate outside the UK scheme. That access exists, but it runs against the purpose of self-exclusion, so it’s worth being honest with yourself about why you signed up to GamStop before using it.
Final Thoughts
Money Train remains one of the more distinctive slots in the non-GamStop library, not because of its base game, which most players will find forgettable, but because the Money Cart Bonus Round still hasn’t really been matched for the sense of a run that could keep building. A 96.20% RTP, a genuine 20,000x ceiling, and a Bonus Buy option for players who don’t want to wait all make it a strong pick for anyone comfortable with very high volatility and a proper bankroll to match. With Money Train 5 confirmed for September 2026, now’s a sensible time to get familiar with where the series started.
Kit Brown is a seasoned online gambling expert with over a decade of experience in poker, casino, and sports betting. He earned a 1st Class Honours degree in Sport Journalism in 2006, and his work has been featured in top industry publications such as Poker Player, Bluff Europe, Gambling Online Magazine, and Gambling Insider.
Kit recently completed a four-year stint as a Senior Copywriter and Copy Team Lead at Entain, where he led the production of written content for renowned brands like bwin, PartyCasino, and Sportingbet. His extensive experience writing for and about the biggest names in online gambling gives him a unique perspective on the industry. He looks forward to sharing his insights with readers on NonStopCasinos.com. For questions, comments, or topic suggestions, please reach out to him through the contact form.